Name: Credit Analysis & Smart Receivable Analysis Training Course
Rating: 4.7 (1076 reviews)

Scheduled Dates

14 - 16 Sep 2026

Online

$3,950

13 - 15 Sep 2027

Online

$3,950

Why Choose this Training Course?

This Credit Analysis & Smart Receivable Analysis training course covers a full range of tools and techniques to analyse the accounts and information of a company; to assess the credit risk and chances of non-payment and late payment from both existing and potential customers.

These skills will enable participants to provide support, financial information and analysis to make better decisions about granting credit.

Skills areas include:

Working with Financial Statements to review customers and potential customers
Fundamental Financial Analysis
Advanced financial and credit analysis
Financial and cash flow modelling for credit analysis
Analysis beyond financial statements, collection information about customers and potential customers to improve the assessment of credit risk

What are the Goals?

The objectives of this training course are to:

Be able to conduct other financial and non financial analysis of customers and potential customer to assess credit.
Assess credit risk and the impact of non-payment or late payment on the organization’s performance.
Review risk and return when assessing decisions about granting credit
Be able of construct financial models to assess a business’s credit risk including constructing a ratios template to produce a standardized approach to credit analysis.
Make better judgment when giving credit

How will this Training Course be Presented?

This will be a practical and interactive training course involving informal individual and group exercises and discussion. Ideally participants should bring with them samples of their own writing which they can use for the purpose of review during the training course.

Daily Agenda

Day 1: Fundamentals of Financial Analysis

Why give credit anyway?
What is “Smart Receivables” Analysis?
The Risk Reward trade off
Considering the key risks within your business
Risks and impact by:
- Customer
- Customer types
- Market
International credit risk
Risks and impact of late payment
A review of the fundamentals of financial statements including underlying concepts
Creative accounting – how to spot it
Cash vs. Profit
How customers manage cash – basics
Working capital and cash flow ratios – their role in assessing credit risk

Day 2: Advanced Credit Analysis Tools and Techniques – “Smarter Analysis”

Ratios Measuring:
- Profitability
- Efficiency
- Liquidity
- Solvency
Inter firm comparison for ratios
How these ratios can be used when assessing credit risk
Z scores to predict bankruptcy
Redefining Z scores for your business / market
Using credit rating agencies – benefits and limitations
“Non Financials” to indicate potential credit risk – collecting “intelligence”
Assessing risks by market sector
Developing your own credit analysis and “Smart Receivables” check list when reviewing:
- New Customers
- Existing Customers
- New Markets
- Existing Markets
How customers manage their cash – advanced
Risks in customers’ Cash flow

Day 3: Financial Modelling Tools and Techniques for Credit Analysis

Modelling a business’s financial statements
Modelling cash flow with sensitivity analysis
Financial and cash modelling case study
Extended case studies to practice assessing credit risk
Review of real life cases
Action Plans

Certificate

Upon successful completion of this training programme, delegates will be awarded an official PetroKnowledge Certificate of Completion, signed by the subject matter expert who facilitated the course. Issued at the conclusion of the programme, the certificate formally recognises the delegate's successful participation and specifies the total Learning Hours completed, based on the actual training hours attended, providing a credible record of professional development and continuous learning.

Would an alternative date be more suitable?

We offer a variety of tailored training options, customized to meet your organisation's needs. Delivered anytime, anywhere, we make it easy to bring expert training directly to your team.

Related Categories

Finance & Accounting

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Credit Analysis & Smart Receivable Analysis