An Interactive 5-Day Training Course

The Global Standard in Credit Analysis

Managing and Modelling Credit Risk

The Global Standard in Credit Analysis

Scheduled Dates

19 - 23 Oct 2026
Muscat - Oman
$5,950
28 Dec - 01 Jan 2027
Dubai - UAE
$5,950
28 Dec - 01 Jan 2027
Online
$4,950
22 - 26 Mar 2027
Online
$4,950
18 - 22 Oct 2027
Muscat - Oman
$5,950
27 - 31 Dec 2027
Dubai - UAE
$5,950
27 - 31 Dec 2027
Online
$4,950

Why Choose this Training Course?

The global financial crisis demonstrated the critical importance of strengthening credit risk awareness and adopting more effective credit evaluation practices. Weak credit analysis can have serious consequences, not only for individual financial institutions but also for the wider economy. More recent events, including the Coronavirus pandemic, have further highlighted the volatility of financial markets and reinforced the essential role banks play in supporting economic growth through responsible lending and sound credit management.

This Global Standard in Credit Analysis training course equips participants with the knowledge and practical capabilities required to evaluate corporate performance through the analysis of financial statements, business plans, and economic indicators. Participants will learn how to assess creditworthiness, manage credit risk effectively, and develop reliable credit risk models based on internationally recognized risk management principles. The training course enables professionals to strengthen decision-making, minimize financial exposure, enhance portfolio quality, and support long-term profitability.

This Global Standard in Credit Analysis training course will highlight:

  • Credit risk environment and its key drivers
  • Financing methods and associated credit risks
  • Practical approaches to evaluating credit risk
  • Financial modelling techniques for credit assessment
  • Credit portfolio management and control strategies

What are the Goals?

By the end of this Global Standard in Credit Analysis training course, participants will be able to:

  • Analyse credit risk in line with international standards and stress testing requirements
  • Evaluate financial statements and business plans 
  • Develop computer-based models for credit risk assessment and pricing
  • Apply collateral and risk-based approaches to strengthen risk mitigation
  • Manage and monitor credit portfolios more effectively

Who is this Training Course for?

This Global Standard in Credit Analysis training course is designed for professionals involved in credit evaluation, lending, financial risk management, and banking operations who wish to strengthen their analytical capabilities and enhance credit decision-making.

This Global Standard in Credit Analysis training course is suitable for a wide range of professionals and will greatly benefit:

  • Commercial Banking Professionals
  • Business Banking Professionals
  • Corporate Banking Professionals
  • Rating Agency Professionals
  • Corporate Credit Analysts
  • Real Estate Lending Professionals
  • Risk Management Professionals
  • Treasury Professionals

How will this Training Course be Presented?

Participants attending this Global Standard in Credit Analysis training course will benefit from a structured learning approach that combines expert instruction with practical application. The delivery incorporates presentations, facilitated discussions, credit risk scenarios, collaborative exercises, and analytical activities designed to reinforce understanding of current banking challenges and international credit risk practices.

The training course promotes active participation throughout, enabling delegates to strengthen their professional knowledge while developing practical skills that can be applied immediately within their organizations.

Organisational Impact

Organizations whose professionals attend this Global Standard in Credit Analysis training course will benefit by:

  • Strengthening credit and market risk management through improved forecasting and financial analysis
  • Increasing revenue through better-informed lending decisions
  • Developing credit risk models that accelerate risk assessment and improve customer responsiveness
  • Identifying opportunities to offer risk mitigation solutions that reduce customer and institutional exposure
  • Reducing costs and minimizing bad debts through stronger credit evaluation and valuation techniques
  • Improving profitability through enhanced credit portfolio performance
  • Supporting compliance with applicable regulatory requirements
  • Building valuable organizational expertise in modern credit risk management

Personal Impact

Upon completing this Global Standard in Credit Analysis training course, participants will be able to:

  • Enhance their professional expertise in credit analysis and risk management
  • Apply modern tools and techniques to strengthen daily decision-making
  • Make informed credit decisions that reduce risk while improving returns
  • Increase their professional value through stronger analytical capabilities
  • Collaborate more effectively with colleagues across business functions on banking and credit-related matters
  • Gain a broader understanding of current issues influencing the banking and financial services sector

Daily Agenda

Day 1: The Credit Risk Environment
  • Sources of Credit Risk
  • The Risk-Return Trade-Off
  • External Factors – Coronavirus, Interest Rates, Inflation, Recession, Exchange Rates, Oil Prices Etc
  • Establishing a Credit Risk Strategy & Implementing Credit Limits
  • Operating under a sound Credit Policies
  • Concentration Risk & Exposure Limits – Establishing a Diverse Credit Portfolio & Aggregate Group Position
Day 2: Methods of Finance & Associated Risk
  • Evaluating the Need for Finance
  • Methods of Finance
  • Asset Finance
  • Working Capital Finance
  • Improving & Evaluating the Cash Flow Cycle
  • International Trade Finance: Letters of Credit, Bonds & Country Risk
Day 3: Evaluating Credit Risk
  • Business & Industry Analysis - Evaluating Business Plans & Businesses
  • Evaluating Financial Statements
  • Financial Ratio Analysis to evaluate Profitability, Liquidity, Operations, and Leverage
  • Distress Models – identifying companies in danger of liquidation
  • The use of RAROC (Risk-Adjusted Return on Capital) in Credit Decisions
  • Stress Testing Credit – assessing the impact of changing market & economic conditions
Day 4: Modelling Credit Analysis & Price
  • Internal Credit Rating Systems
  • Credit Risk Modelling – Credit Scoring, Distress Models & Value at Risk Models
  • Risk-Based Pricing – rates and fees
  • Computer-Based Models to Evaluate and Price for Credit Risk
  • Bond Rating & Credit Risk/ Value at Risk Modelling
  • Pricing for Risk and Basle/Regulations
Day 5: Managing Credit Risk - from Credit Agreements to Debt Recovery
  • Facility Structuring, Credit Agreements & Covenants
  • Monitoring & Controlling Credit – the Early Warning Signs and Dealing with Potential Bad Debts
  • Credit Insurance
  • Collateral – from taking to realizing
  • Credit Derivatives – CDS & CDO’s - learning lessons from the past
  • Refiniancing, Funding Recovery & Restructuring of Debt

Certificate

  • Upon successful completion of this training course, delegates will be awarded an official PetroKnowledge Certificate of Completion, signed by the course facilitator. The certificate confirms successful participation and records the total learning hours completed.
  • Continuing Professional Education credits (CPE): In accordance with the standards of the National Registry of CPE Sponsors, one CPE credit is granted per 50 minutes of attendance.

Accreditation

NASBA Approved Training Courses

Would an alternative date be more suitable?

We offer a variety of tailored training options, customized to meet your organisation's needs. Delivered anytime, anywhere, we make it easy to bring expert training directly to your team.

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