Name: The Global Standard in Credit Analysis Training Course
Rating: 4.7 (1076 reviews)

Scheduled Dates

19 - 23 Oct 2026

Muscat - Oman

$5,950

28 Dec - 01 Jan 2027

Dubai - UAE

$5,950

28 Dec - 01 Jan 2027

Online

$4,950

22 - 26 Mar 2027

Online

$4,950

18 - 22 Oct 2027

Muscat - Oman

$5,950

27 - 31 Dec 2027

Dubai - UAE

$5,950

27 - 31 Dec 2027

Online

$4,950

Why Choose this Training Course?

Effective credit analysis is central to sound lending decisions, financial stability, and sustainable portfolio performance. Organisations need strong analytical practices to understand borrower risk, evaluate financial strength, and respond to changing economic conditions.

The Global Standard in Credit Analysis training course develops practical capabilities for assessing creditworthiness, interpreting financial information, and modelling credit risk. Participants will strengthen their ability to connect financial analysis with informed lending and risk management decisions.

The training course explores credit risk strategy, financing structures, financial statement analysis, credit modelling, risk-based pricing, portfolio management, collateral, and debt recovery. It also considers external economic factors and stress testing techniques that can influence credit quality and financial exposure.

Key focus areas of this Global Standard in Credit Analysis training course include:

Strengthening the assessment of borrower creditworthiness and financial capacity
Applying financial analysis to support informed credit decisions
Developing structured approaches to credit risk modelling and risk-based pricing
Managing credit portfolios through exposure limits, monitoring, and early warning indicators
Evaluating collateral, credit protection, and other risk mitigation approaches
Integrating economic conditions and stress testing into credit risk assessment

What are the Goals?

At the end of this Global Standard in Credit Analysis training course, participants will be able to:

Analyse financial statements, business plans, and economic indicators to assess creditworthiness
Evaluate credit risk using financial ratios, distress models, and stress testing techniques
Develop practical credit risk models to support assessment and pricing decisions
Apply risk-based pricing, collateral, and other credit risk mitigation approaches
Assess portfolio concentration, exposure limits, and early warning indicators
Manage credit risk across the lending lifecycle, from facility structuring through monitoring and debt recovery

Who is this Training Course for?

This Global Standard in Credit Analysis training course is designed for:

Commercial, Business, and Corporate Banking Professionals
Credit Analysts and Rating Agency Professionals
Real Estate Lending Professionals
Risk Management Professionals
Treasury Professionals
Corporate Finance and Lending Professionals

How will this Training Course be Presented?

This training course combines expert-led instruction, interactive discussions, practical exercises, applied credit risk scenarios, collaborative activities, and real-world examples. Participants will apply analytical techniques to strengthen credit assessment, risk modelling, portfolio management, and lending decision-making capabilities.

Organisational Impact

Organizations whose professionals attend this Global Standard in Credit Analysis training course will benefit by:

Strengthening credit and market risk management through improved forecasting and financial analysis
Increasing revenue through better-informed lending decisions
Developing credit risk models that accelerate risk assessment and improve customer responsiveness
Identifying opportunities to offer risk mitigation solutions that reduce customer and institutional exposure
Reducing costs and minimizing bad debts through stronger credit evaluation and valuation techniques
Improving profitability through enhanced credit portfolio performance
Supporting compliance with applicable regulatory requirements
Building valuable organizational expertise in modern credit risk management

Personal Impact

Upon completing this Global Standard in Credit Analysis training course, participants will be able to:

Enhance their professional expertise in credit analysis and risk management
Apply modern tools and techniques to strengthen daily decision-making
Make informed credit decisions that reduce risk while improving returns
Increase their professional value through stronger analytical capabilities
Collaborate more effectively with colleagues across business functions on banking and credit-related matters
Gain a broader understanding of current issues influencing the banking and financial services sector

Daily Agenda

Day 1: The Credit Risk Environment

Sources of Credit Risk
The Risk-Return Trade-Off
External Factors – Coronavirus, Interest Rates, Inflation, Recession, Exchange Rates, Oil Prices Etc
Establishing a Credit Risk Strategy & Implementing Credit Limits
Operating under a sound Credit Policies
Concentration Risk & Exposure Limits – Establishing a Diverse Credit Portfolio & Aggregate Group Position

Day 2: Methods of Finance & Associated Risk

Evaluating the Need for Finance
Methods of Finance
Asset Finance
Working Capital Finance
Improving & Evaluating the Cash Flow Cycle
International Trade Finance: Letters of Credit, Bonds & Country Risk

Day 3: Evaluating Credit Risk

Business & Industry Analysis - Evaluating Business Plans & Businesses
Evaluating Financial Statements
Financial Ratio Analysis to evaluate Profitability, Liquidity, Operations, and Leverage
Distress Models – identifying companies in danger of liquidation
The use of RAROC (Risk-Adjusted Return on Capital) in Credit Decisions
Stress Testing Credit – assessing the impact of changing market & economic conditions

Day 4: Modelling Credit Analysis & Price

Internal Credit Rating Systems
Credit Risk Modelling – Credit Scoring, Distress Models & Value at Risk Models
Risk-Based Pricing – rates and fees
Computer-Based Models to Evaluate and Price for Credit Risk
Bond Rating & Credit Risk/ Value at Risk Modelling
Pricing for Risk and Basle/Regulations

Day 5: Managing Credit Risk - from Credit Agreements to Debt Recovery

Facility Structuring, Credit Agreements & Covenants
Monitoring & Controlling Credit – the Early Warning Signs and Dealing with Potential Bad Debts
Credit Insurance
Collateral – from taking to realizing
Credit Derivatives – CDS & CDO’s - learning lessons from the past
Refiniancing, Funding Recovery & Restructuring of Debt

Certificate

Upon successful completion of this training course, delegates will be awarded an official PetroKnowledge Certificate of Completion, signed by the course facilitator. The certificate confirms successful participation and records the total learning hours completed.
Continuing Professional Education credits (CPE): In accordance with the standards of the National Registry of CPE Sponsors, one CPE credit is granted per 50 minutes of attendance.

Accreditation

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The Global Standard in Credit Analysis

Managing and Modelling Credit Risk